Burger on plate

14 Jun: Fast Food Kiosks: Their Impact in 2019

Think about the last time you walked into a McDonald’s or Panera Bread. Did you order through a cashier, or did you opt to skip the line and order through the digital payment kiosk? Chances are if you did the latter, you had a smooth encounter and didn’t have to worry about being sold on the latest espresso drink or newest soup and sandwich combo. Although fast food kiosks haven’t yet shown up in many fast food chains throughout the country, you may begin to see them popping up in the next couple of years. So what exactly is an unattended payment kiosk? Pretty much as the name says, the technology doesn’t need a human cashier to take your card, swipe, ask you to insert a PIN or give you a…

Mature businessman is paying bill with his credit card in coffee shop.

28 May: Chip Card Readers in 2019: Everything You Need to Know

By now, you’re used to the magnetic stripe on the back of your credit cards. You might even still use it from time to time. However, the use of strips on cards is becoming less common. For nearly five years now, credit card companies have been making the switch from magnetic stripe to chip cards. Why the change? Data security. With so many different forms of payments nowadays, it’s hard to keep track of all your cards and digital wallets and payment apps, and fraudsters abound. Luckily, the chip card uses encrypted data to keep your bank information safe when paying with credit cards. Each time you make a payment, the POS terminal will prompt you to insert your card. The chip card reader gathers the data internally, rather than through…

Smiling waitress using a restaurant point of sale terminal

26 Apr: Point of Sale Hardware in 2019: 5 Big Developments

With the rise of digital payments and increasing use of credit cards, merchants must keep up with payment trends. When customers sense that their preferred methods of payments are being met, they will be more likely to revisit stores and talk positively about the company. With cash, credit cards and contactless payments all working as viable payments options, it’s important to have a point of sale hardware system that allows your customers to pay whichever way is easiest for them. As of 2017, 44 percent of consumers preferred debit cards as their main payment method and the next most common method was credit cards at 33 percent. Additionally, about 10% loaded a credit card to a mobile wallet and 9% loaded debit card to a mobile wallet for digital payments. The…

Close up of man using 3d generated mobile smart phone with pin code on the screen. Screen graphics are made up.

19 Mar: PIN on Glass: 4 Secret Things You Need to Know

Businesses have more options for points of sale than ever before. Because of this, it is important to understand which payment types will work best for your company and how they differ. PIN on Glass, one of the latest emerging technologies for transactions, eliminates the cost and space needed for outdated, hefty hardware. Instead of using standalone kiosks or terminals for point of sale, businesses can download software onto tablets that are equipped with EMV readers that transfer PINs directly to the smart device’s screen. The 2018 Federal Reserve Payment Study found that from 2016 to 2017, credit card payments increased by 10.1 percent by number and 8.4 percent by value. Additionally, there was an ATM cash withdrawal decline by 2.8% that could be connected to the increase in credit card…

Close-up of credit cards

12 Mar: EMV Compliance: What You Need to Know

What is EMV? EMV® technology was developed and managed by American Express, Discover, JCB, Mastercard, UnionPay, and Visa. It is a global standard for credit cards that use computer chips to authenticate chip-card transactions. EMV chips encrypt bank information making it far more secure than the old magnetic-stripe cards. EMV technology was created primarily to prevent credit card fraud. When counterfeit or lost and stolen fraud does occur, cardholders may lose trust in their card product, their bank, and in the merchant where the fraud occurred. In most cases, the issuer will have to close the account and in doing so may risk losing cardholder accounts. A merchant can lose revenue associated with the fraudulent purchase and possibly future business from the cardholder. EMV cards are smart cards (also called chip…

A woman chooses the goods online at the self-service device

14 Feb: Payment Kiosks in 2019

It’s a new year so perhaps we should discuss what to look for in the coming year and what to look for in kiosk hardware. What’s ahead in 2019? Today, individuals by using a self-service interactive payment kiosk can take full control of their payments. Touch payments are one of the most popular device integration choices within a kiosk, allowing you to tap and go! Biometrics Biometrics may seem new, but the technology has been around since 2005. Those with iPhones have had the ability to unlock their phone with their fingerprint for a little over five years now. So the possibility to make the leap to a biometric finger option to make payments is not so far fetched. Since finger veins are unique, this is an extremely secure way to…

Mobile tech is the future of payment technology.

14 Jan: The Future of Payment Technology

Payment Technology is always evolving with its goal to make transactions as seamless and as easy as possible for a good customer experience. Where is Payment Technology Going Next? Here are some areas where the future of payments may very well lie: EMV Near Field Communication Voice Commerce Cryptocurrencies Artificial Intelligence What is EMV? EMV® developed and managed by American Express, Discover, JCB, Mastercard, UnionPay, and Visa — is a global standard for credit cards that use computer chips to authenticate (and secure) chip-card transactions. EMV chips encrypt bank information making it far more secure than the old magnetic-stripe cards. If you live or travel to Europe you will know that EMV has been in use for over a decade (it actually began in France in 1992). In the US, however,…

Photo of a magnetic card reader being used

03 Dec: Moving Past Magnetic Stripe Card Readers in 2019

  Magnetic Stripe Card Readers. Are They Becoming Obsolete? A magnetic stripe card reader is a device used to read magnetic stripe cards, such as credit cards. A magnetic stripe card is inexpensive compared to other card technologies and not hard to program. While a magnetic stripe is more difficult to create than a barcode, the technology for reading and encoding data on a magnetic stripe is widespread and it is easy to get. The problem with this magnetic stripe technology is that a card can be misread, it can wear out due to use, and the data can be corrupted. Unfortunately, these cards can also be affected by the use of external devices placed over the magnetic stripe card reader in order to fraudulently skim personal information. In 1970, a…

Picture of a wallet and various payment information

29 Oct: 12 Ways to Protect Your Payment Information

When you are shopping, the last thing you want to worry about is someone hacking your payment information.  Whether you are buying clothes, shoes or laptops for the beginning of school in the fall, braving the crowds at the local mall at Christmas, or shopping online on Black Friday, you need to practice some common sense rules. Here are twelve ways you can protect your payment information! Protecting Your Payment Information in a Store Even with the prominence of online shopping, retail environments are still part of daily life and as such, you need to protect your payment information at all times.  Mobile payments, ATMs, and unattended payments all pose risks if the necessary countermeasures are not taken. 1. Don’t use a public non-branded ATM at the mall. You decide to grab an…


09 Oct: TRUSTECH 2018 – November 27-29, 2018

If you’re attending TRUSTECH 2018, please schedule a meeting with the friendly ID TECH sales team. We will be at booth RIV K 026 showing our latest payment solutions for your mobile, unattended, and countertop POS environments. Use our promotion code (EXH83QXRQ) to obtain your pass at the price of € 200 excl VAT. Register for the event here: See you in Cannes, France from November 27-29!